Determining the value of D on a blackjack strategy card can be one of the most important decisions you make during your game. Determining the D value on a strategy card can help you to make choices about when to hit, stand, or split.
The D value on a blackjack strategy card can be broken down into two categories: soft and hard. A soft D value means that the dealer has high cards and will give you less of a return for hitting than with a hard D value.
A hard D value means that the dealer has low cards and will give you more of a return for hitting than with a soft D value.
The following table shows the different values for D and the corresponding hit, stand, or split decision.
Hit Stand Split Soft $5 $0 $2 Hard $10 $2 $6.